Expert Surplus Funds Recovery Services
Recover your surplus funds with our trusted consulting solutions.
Expert Surplus Funds Recovery Services
Recover your surplus funds with our trusted consulting solutions.
About Palacio Legacy Group
Our Mission
At Palacio Legacy Group LLC, our mission is to serve with integrity and ensure our clients have a stress-free experience recovering surplus funds following a home foreclosure. We believe in educating our clients about the recovery process to empower them and make informed decisions.
What Are Surplus Funds
When a property goes into foreclosure and is sold at auction, sometimes it sells for more than what was owed on the mortgage. That leftover money is called surplus funds—and in many cases, it legally belongs to the previous homeowner. Unfortunately, most people never find out they’re owed anything. At Palacio Legacy Group, we help you claim what’s rightfully yours.
How This Works
✅ Our 4-Step Process
1. We Locate the Funds
We search public records and court documents to find surplus funds you may be legally entitled to after a foreclosure.
2. We Reach Out to You
If you’re eligible, we’ll contact you directly—no pressure, just transparency. We explain the process and answer all your questions.
3. We Handle the Paperwork
Our team takes care of the legal filings, court documents, and communication with the trustee or state agencies.
4. You Receive Your Check
Once the funds are approved, you receive your portion—and we only get paid after you do.
🙌 Stress-Free. Transparent. Faith-Led.
We believe in doing business with integrity, and we’re committed to helping you receive every dollar that’s rightfully yours!
Frequently Asked Questions
Q: Is this legal?
A: Yes! Surplus funds recovery is a legal and legitimate process. When a foreclosed property sells for more than what is owed, the extra money is held by the court or trustee. We help rightful owners navigate the process to claim it in full compliance with the law.
Q: Why didn’t the government or bank notify me?
A: In many cases, notices are mailed to old addresses, go unclaimed, or are filled with confusing legal language. Unfortunately, it’s very common for people to miss them. That’s why we step in—to help you receive what’s legally and rightfully yours.
Q: Why do I need your help? Can’t I do this myself?
A: You can, but the legal process is complex and time-sensitive. It involves filing proper documents with the courts or trustee and knowing how to respond to challenges or denials. Most people give up or miss their window. We do everything for you—from filing to follow-up—so you don’t have to worry.
Q: Do you charge anything upfront?
A: Never. We work on a contingency basis, which means we only get paid after your funds are successfully recovered. If no recovery happens, you owe us nothing.
Q: How long does it take to receive my funds?
A: It varies by state and case, but most recoveries take anywhere from 60 to 120 days. We’ll keep you informed every step of the way and handle all the paperwork and communication so you can rest easy.